Village of Arlington Heights

Village Housing Programs


Housing Programs


0% interest home rehabilitation loans for low- and moderate-income homeowners.

Applicant Eligibility
An applicant’s adjusted gross annual household income must be at or below 80% of the area median income, adjusted of household size. Incomes of all household members who are 18 years of age and older will be taken into account when determining the household income. The home must be within the corporate limits of the Village of Arlington Heights. The homeowner must have owned and lived in the home for at least 2 years prior to participation in the program. 

Eligible Repairs
Financing is provided for basic repairs and maintenance such as roof replacement, plumbing, electric, etc. Modifications to make homes safer and more accessible for senior and disabled residents are also eligible.

Terms of Financing
Loans are at 0% interest and there are no monthly payments. Eligible low-income homeowners may qualify for loans for 100% of the cost of construction. Moderate-income homeowners may qualify for loans for 70% of the cost of construction. A $100 Village administrative fee is charged for each loan and is included in the loan amount. Loans are repaid when the owner ceases to be the full-time owner-occupant of the home. Most commonly, this is when the home is eventually sold. The maximum loan amount is $25,000. The Village loan, combined with other loans secured by the property, may not exceed 85% of the appraised value of the property. Each loan is secured by an Estoppel Agreement (similar to a second mortgage) that is recorded against the title of the property. 

Income Guidelines - 2016

Household Size
at or below:
at or below:
1 $27,650 $44,250
2 $31,600 $50,600
3 $35,550 $56,900
4 $39,500 $63,200
5 $42,700 $68,300
6 $45,850 $73,350
7 $49,000 $78,400
8 $52,150 $83,450

Visit our Document Center to access an application form. For further information, e-mail or call the Department of Planning & Community Development at (847) 368-5200.

Multi-Family Policy and Developer Toolkits
As stated in the Village's Comprehensive Plan, "The quality of life in Arlington Heights is the community's greatest asset and it is reinforced by the quality of the housing and character of the Village's neighborhoods."

It is the goal of the Village of Arlington Heights to maintain a vibrant community and support its economic base by offering residents a variety of housing types that provdie desirable housing for single individuals, families, elderly persons, and members of our community who have special housing needs.  A diversity of housing options, that includes affordable homes, enables young adults who grew up in Arlington Heights to return to their hometown to live and to raise their own families.  A variety of housing options gives "empty-nesters" and senior citizens the ability to downsize without leaving the community.  Affordable housing opportunities also enable entry level and lower wage workers to locate near their places of employment in and around Arlington Heights.  Workforce housing supports the local enconomy by providing an available workforce.

Developers of new and substantially altered multi-family for-sale and rental residential developments are asked to explain how their project is responsive to the Village's affordable housing goals.  Developers are provided with guidelines and tools for including affordable housing units in their developments in the Village of Arlington Heights' Multi-Family Affordable Housing Toolkit for For-Sale Housing and Affordable Rental Housing Guidelines.

Applications are now being taken for the purchase of the remaining available new construction, permanently affordable, 1-bedroom condominiums in Buildings 1 & 2 at Timber Court Condominiums (3400 and 3402 N. Old Arlington Heights Road, Arlington Heights, IL).  Affordable units may only be purchased by households meeting the program income and asset guidelines.  For more information go to Timber Court Condominiums Information and the Timber Court Condominiums Application.               


The Federal Section 8 subsidized housing program is administered by the Housing Authority of the County of Cook.  There is a waiting list. Call (312) 663-5447.  For more information go to

LINDEN PLACE:  110 units for low income senior citizens and 80 units for low income families. For more information, call Linden Place at (847) 228-1212.
GOEDKE HOUSE: 118 units for low income senior citizens. For more information, call Goedke House at (847) 253-5450.
CEDAR VILLAGE OF ARLINGTON HEIGHTS:  80 units for low income senior citizens. For more information, call Cedar Village of Arlington Heights at (847) 506-1010.



The Illinois Housing Development Authority has information for people who are currently behind on their mortgage payments or who anticipate problems with meeting future mortgage payments.  For more information go to  Also, free Foreclosure Avoidance Counseling is available from HUD approved housing counseling agencies.  To locate a HUD-approved housing counseling agency, go to

The State of Illinois has created a website to assist renters in finding affordable and accessible properties.  This on-line service is FREE.  Searches may be done by location, rent amount, eligibility requirements, and more.  Landlords may advertise properties for FREE and may provide detailed information and photographs for properties for rent.  Fore more information go to the Rental Housing Locator Brochure or to, or call 1-877-428-8844.
The Northwest Housing Partnership is a non-profit organization that works to develop affordable housing opportunities in the northwest suburbs of Chicago.  Some of the NWHP's programs include:

Handyman Program - provides residents 65+ and people 18+ with disabilities with home repairs.  The cost is shared by the resident and the program on a sliding scale basis.  Repairs are done by experienced, vetted handymen.  Available only in the following communities: Arlington Heights, Buffalo Grove, Mount Prospect, Rolling Meadows and Palatine.  See the Handyman Program Flyer for more information.

Homebuyer Down Payment Grant Program - provides down payment assistance to income-eligible households purchasing homes in the Townships of Barrington, Cuba, Ela, Hanover, Palatine, or Schaumburg.  See the Down Payment Grant Flyer for more information.

Suburban Cook County Residential Resilience Program - assists income-qualified owners of single through 4 unit homes who reside in suburban Cook County with a one-time monetary grant to assist with flood remediation and mitigation.  Residents are required to show evidence of damage incurred from the April/May 2013 flood.  See the Resilience Program Flyer for more information.

Home Accessibility Program - helps homeowners address long over-due home accessibility issues that affect the health or safety of their families.  Low Income Homeowners may qualify for a grant up to $25,000 in home modification, performed by professional contractors.  Grant is forgivable after 5 years.  See the Home Accessibility Flyer for more information.


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