Fair Housing Month: Assistance & Grants Available

Fair Housing Month: Assistance and Grants Available
Posted on 03/31/2022

Did you know that April 11th marks the 54th anniversary of the Fair Housing Act of 1968, and that April is accordingly recognized as Fair Housing Month? The Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance or engaging in other housing-related activities. In addition, the Village of Arlington Heights also has a local fair housing ordinance.

You can learn more about:

Fair Housing Month Educational Webinar: April 7
Open Communities, whose mission is to ensure that housing in north suburban Chicago is fair and inclusive, is holding its educational webinar “Fair Housing 101” on Thursday, April 7, 2022, 6:00 – 7:00 pm. More information and registration 

Pritzker Administration Announces $309 Million Assistance Program for Illinois Homeowners Impacted by COVID-19
Homeowners can apply for up to $30,000 in assistance at www.IllinoisHousingHelp.org starting April 11

Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, property insurance, and delinquent homeowner and/or condo association fees. Homeowners in need of assistance can find more information on program eligibility and how they can prepare to apply at www.IllinoisHousingHelp.org. Applications will be accepted until 11:59 p.m. on Tuesday, May 31, 2022. 

To qualify for ILHAF, Illinois homeowners must have experienced a financial hardship caused by the COVID-19 pandemic, such as lost income or increased expenses, on or after Jan. 21, 2020. They must also currently own and occupy their home in Illinois as their primary residence, be at least 30 days late on their mortgage or other homeowner expenses, and have a household income at or below 150% of the area median income. 

With the ILHAF application date approaching, there are important steps homeowners can take today to prepare. Homeowners should consult with a HUD-certified housing counselor or talk to their mortgage servicer about mitigation options as soon as possible. A certificate from a HUD-certified housing counselor or a letter from a mortgage servicer detailing efforts to resolve the delinquency is required to apply for ILHAF assistance. 

In preparation for applying for ILHAF assistance, homeowners should also have the following documentation ready:

  • Proof of identification, including but not limited to a driver’s license, state ID, permanent residency card or other form of ID.
  • Proof of household income, including but not limited to tax returns, pay stubs, or other documentation.
  • Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. 
  • Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. 
  • Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. 

More information on the application process, a complete list of required documents, and a list of participating housing counselors can be found at www.IllinoisHousingHelp.org.