Housing Programs

The Planning & Community Development Department administers, provides, and supports a variety of housing and community development service programs that are aimed to address the housing and community development service needs of the residents of Arlington Heights. Many programs and activities are targeted toward low and moderate-income individuals and households. The goal is to maintain a variety of housing options, including affordable housing opportunities, and to maintain a high quality of life in the community. The Housing division is engaged in planning for the community’s housing and development needs, applying for and administering federal and state grants, and directly implementing housing programs and initiatives.

Single Family Rehab Loan Program

0% interest home rehabilitation loans for low- and moderate-income homeowners. Please review informational guide and fill out forms for the Single Family Rehab Loan Program.

Applicant Eligibility
An applicant’s adjusted gross annual household income must be at or below 80% of the area median income, adjusted of household size. Incomes of all household members who are 18 years of age and older will be taken into account when determining the household income. The home must be within the corporate limits of the Village of Arlington Heights. The homeowner must have owned and lived in the home for at least 2 years prior to participation in the program.

Eligible Repairs
Financing is provided for basic repairs and maintenance such as roof replacement, plumbing, electric, etc. Modifications to make homes safer and more accessible for senior and disabled residents are also eligible.

Terms of Financing
Loans are at 0% interest and there are no monthly payments. A $100 Village administrative fee is charged for each loan and is included in the loan amount. Loans are repaid when the owner ceases to be the full-time owner-occupant of the home. Most commonly, this is when the home is eventually sold. The maximum loan amount is $25,000. The Village loan, combined with other loans secured by the property, may not exceed 85% of the appraised value of the property. Each loan is secured by an Estoppel Agreement (similar to a second mortgage) that is recorded against the title of the property.

2022 Maximum Income Guidelines

Household Size Maximum Adjusted Gross Annual Income
2 $66,700
3 $75,050
4 $83,350
5 $90,050
6 $96,700
7 $103,400
8 $110,050

Assist Homeownership Program

The Assist Homeownership Program provides funds for closing costs and down payments to eligible participants. The Mortgage Credit Certificate aspect of the program enables participant to qualify for a federal tax credit thereby reducing their total annual housing costs. Click here for additional information. Call Angela Conover at (312) 664-5656 or David Rasch at (312) 664-5664.”

Federal Housing Programs

Housing Choice Voucher Program
The Federal Section 8 subsidized housing program is administered by the Housing Authority of Cook County. There is a waiting list. Call 312.663.5447.

Federal Subsidized Housing in the Village of Arlington Heights

Linden Place
110 units for low income senior citizens and 80 units for low income families. For more information, call Linden Place at 847.228.1212.

Goedke House
118 units for low income senior citizens. For more information, call Goedke House at 847.253.5450.

Cedar Village of Arlington Heights
80 units for low income senior citizens. For more information, call Cedar Village of Arlington Heights at 847.506.1010.

Other Housing Programs

Foreclosure Prevention
The Illinois Housing Development Authority has information for people who are currently behind on their mortgage payments or who anticipate problems with meeting future mortgage payments. Also, free Foreclosure Avoidance Counseling is available from HUD approved housing counseling agencies.

Rental Housing Locator
The State of Illinois has created a website to assist renters in finding affordable and accessible properties. This online service is free. Searches may be done by location, rent amount, eligibility requirements, and more. Landlords may advertise properties for fee and may provide detailed information and photographs for properties for rent. Fore more information call 877.428.8844.

Northwest Housing Partnership
The Northwest Housing Partnership is a non-profit organization that works to develop affordable housing opportunities in the northwest suburbs of Chicago. Some of the NWHP's programs include:

  • Free Monthly Homebuyer Education Workshop
  • Home Accessibility Program
  • Lead Hazard Prevention Program
  • Handyman Program
  • Community Aging in Place - Advancing Better Living for Elders (CAPABLE) Program